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Privacy Policy

At BACRAM, your privacy is important to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you interact with our website, services, and communications. By using our site, you agree to the practices described in this policy.

1. Information We Collect

We may collect the following types of information:

Personal Information You Provide:

  • Name, email address, phone number, and mailing address

  • Financial information when making investments

  • Responses to surveys, forms, or inquiries

Information Collected Automatically:

  • IP address, browser type, and operating system

  • Usage data, including pages visited, time spent on the site, and links clicked

  • Cookies and tracking technologies

Third-Party Information:

  • Data from partners, affiliates, and public sources that help us enhance our services

2. How We Use Your Information

We use your information to:

  • Provide and manage our services

  • Process investments and maintain accounts

  • Communicate updates, offers, and newsletters

  • Improve user experience and website functionality

  • Ensure legal and regulatory compliance

3. Sharing Your Information

We do not sell or rent your personal information. However, we may share your information in the following cases:

  • With Service Providers: To assist in website operations, marketing, and payment processing

  • For Legal Obligations: To comply with laws, regulations, or court orders

  • With Your Consent: When you explicitly authorize us to share your information

4. Cookies and Tracking Technologies

We use cookies to:

  • Enhance website functionality

  • Analyze website usage for improvements

  • Personalize content and advertisements

You can manage or disable cookies through your browser settings. Note that some features may not work properly without cookies.

5. Protecting Your Information

We take data security seriously and implement measures to protect your information, including:

  • Secure servers and encryption protocols

  • Regular monitoring for unauthorized access or vulnerabilities

  • Restricting access to personal data to authorized personnel only

Despite our efforts, no system is completely secure. Please use caution when sharing sensitive information online.

6. Your Rights

Depending on your location, you may have the following rights:

  • Access your personal information

  • Request corrections or updates

  • Delete your personal information (subject to legal obligations)

  • Opt-out of marketing communications

  • Withdraw consent for data collection

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Changes will be posted on this page with an updated effective date.

No Refund Policy

Effective Date: 11/20/2024

Thank you for shopping with Bacram. We strive to provide high-quality products/services and excellent customer satisfaction. Please read our No Refund Policy carefully before making a purchase.

1. No Refunds

All sales are final. Bacram does not offer refunds, returns, or exchanges for any products or services once a purchase has been completed. By purchasing from our website (www.bacram.com), you acknowledge and agree to this policy.

2. Exceptions

Refunds or replacements may be considered only under the following circumstances:

  • If you receive a defective or damaged product.

  • If the service purchased was not delivered as promised due to an error on our part.

For any issues related to defective or damaged products, you must contact us within  3 days of receiving the product. Proof of damage (photos/videos) may be required for verification.

3. Chargebacks and Disputes

By making a purchase, you agree not to initiate chargebacks or disputes with your payment provider. If you experience any issues, please contact our customer support at [Insert Contact Email], and we will do our best to resolve the matter.

4. Digital Products & Services

For digital products and services, no refunds will be issued once access has been granted or the service has commenced. We encourage customers to review product details and descriptions carefully before purchasing.

5. Contact Us

If you have any questions regarding our No Refund Policy, please reach out to us at:

By completing your purchase, you acknowledge that you have read, understood, and agreed to our No Refund Policy.

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